AI Cashflow Labs – Powered by Payitiv Merchant Services a Payment Partner Not Just a Processor

AI Cashflow Labs – Powered by Payitiv Merchant Services

You Deserve a Payment Partner Not Just a Processor. That Let’s You Keep More of Your Hard-Earned Revenue.

Get a FREE Top-Tier POS Terminal & Drastically Reduce Fees with Our 90-Day, Risk-Free Guarantee.

A proven system to upgrade your technology at no cost, slash your credit card processing fees by 20-40% (or more), and keep your customers happy. No contracts. No hidden fees. Just honest savings.

👉 Get Your FREE, No-Obligation Rate Analysis & Terminal Quote

Your Current Processor is Costing You More Than You Think

Do you feel like you’re just handing over money every time a customer swipes a card? You’re not imagining it. Most business owners are trapped by:

Confusing Statements: Pages of line items with mysterious “junk fees” you don’t understand.
Outdated, Slow Equipment: Terminals that don’t support tap-to-pay, are no longer PCI compliant, and frustrate customers.
Rising, Unpredictable Rates: Fees that creep up with no explanation.
Long-Term Contracts & Early Termination Fees: Feeling locked in with poor service.

What if you could change It? What if your payment system became a source of savings, efficiency, and even growth capital—not a constant expense?

Introducing The AI Cashflow Labs Merchant Advantage: Technology, Savings & Support in One Package

We’ve partnered with Payitiv Merchant Services, an industry leader with over 30 years of combined experience, to offer local businesses what the big processors won’t: a fair deal, clear pricing, and a partner who cares about your success.

We provide a complete system: FREE modern equipment, radically lower fees, and unwavering support.

Your 3-Part Path to Savings & Peace of Mind

1. FREE State-of-the-Art Equipment (Zero Upfront Cost)

Why pay $1,000+ for a terminal? Get the right tool for your business, delivered to your door.

For Restaurants, Salons & Retail: Clover Flex Gen 4 – A sleek handheld for tableside or counter. Accepts swipe, chip, and contactless (Apple/Google Pay). Manages inventory.
For Retail & Counter-Service: Clover Compact or Dejavoo QD4 – All-in-one stations with built-in printers. Simple, fast, and reliable.
For Mobile Businesses (Food Trucks, HVAC, Markets): Valor VP550 Wireless or Pax A920 Pro – Powerful, portable terminals with optional cellular connectivity. Work anywhere.
Simple Desktop Solution: Valor VP100 – A sleek, efficient terminal for straightforward operations.

👉 “Which FREE Terminal is Best for My Business?”

2. Drastically Lower Fees (Choose Your Savings Plan)

We don’t believe in one-size-fits-all pricing. We analyze your statement and recommend the plan that saves you the most.

The Cash Discount Program (Our Most Popular – Save up to 95% on Fees)
- How it Works: You post clear signage. Customers paying by card cover their own processing fee (like at a gas station). Customers paying cash get a discount. You pay a low, flat monthly fee instead of percentages.
- The Result: You can effectively eliminate your credit card processing costs. It’s legal in all 50 states, and we provide all required signage.
- Perfect for: Retail, restaurants, service businesses.
Interchange Plus Pricing (True Cost Transparency)
- How it Works: You pay the actual, raw cost Visa/Mastercard charges (Interchange), plus a small, transparent markup from us.
- The Result: No more inflated “qualified” rates. You see exactly what you’re paying for. Often saves 20-40% vs. traditional tiered pricing.
- Perfect for: Businesses wanting the cleanest, most honest pricing model.

3. Unmatched Support & Added Value

Your relationship with us is just beginning after the sale.

90-Day, 100% Risk-Free Trial: Try our entire system for 90 days. If you’re not saving money and completely satisfied, cancel with NO PENALTY. We’ll even pay to ship the equipment back.
24/7 Live Technical Support: Problems don’t keep business hours. Call 1-800-309-0524 anytime, day or night.
$500 “Beat Your Rate” Guarantee: If we can’t meet or beat your current processor’s legitimate pricing, we’ll send you a $500 Visa gift card for your time.
$300 Cancellation Fee Reimbursement: We’ll cover up to $300 of your old processor’s cancellation fee.*
Access to Flex Capital (Payitiv Jaris Loans): After 90 days, qualify for a business loan of $2,000-$25,000. Repayment is automatic through a tiny percentage of your daily sales. 90% approval rate, no docs needed.

Answers to Your Top 10 Questions (We Know What You’re Thinking)

“What’s the catch with the ‘free’ terminal?”Answer: No catch. It’s part of our Free Equipment Placement program. You get the terminal at no cost. You only pay a one-time $35 shipping fee. There is NO long-term contract locking you in.
“How much will I actually save? Prove it.”Answer: We will. Click the button below to send us your latest processing statement. We’ll perform a FREE, line-by-line rate analysis and show you your exact projected savings, in writing, before you decide anything.
“This Cash Discount sounds complicated. Won’t it upset my customers?”Answer: It’s simpler than your current statement. Customers see it every day at gas stations and when buying concert tickets. You are incentivizing cash, not punishing cards. We provide all the legally compliant signage to make it clear and transparent. Most customers understand immediately.
“How long does switching take? Will it disrupt my business?”Answer: The application takes 10 minutes. Underwriting is 24-48 hours. Your new terminal ships fast. With our 90-Day Trial, you can run both your old and new system side-by-side with ZERO disruption to ensure you’re happy before fully switching.
“What if I need help? Is support really 24/7?”Answer: Yes. Technical support at 1-800-309-0524 is 24/7/365. Customer service is available 12 hours a day. You also get a dedicated online portal (iAccess) to manage your account anytime.
“Are there any hidden monthly fees or early cancellation fees?”Answer: No hidden “junk” fees. Our pricing is transparent. Our agreement is month-to-month after the trial. If you cancel, there is NO early termination fee from us.
“What terminals do you offer? Which is right for me?”Answer: We offer Clover, Valor, Dejavoo, and Pax. The best fit depends on your business type (restaurant, retail, mobile). This is exactly what we’ll determine during your free consultation.
“Do you support my business type? (Online, high-volume, EBT)?”Answer: We serve brick-and-mortar, mobile, and e-commerce (via Authorize.Net gateway). We support EBT/WIC on specific platforms. Tell us your business type, and we’ll confirm immediately.
“How do I get the $300 cancellation reimbursement?”Answer: Simple. After you switch, send us a copy of the cancellation fee charge from your old processor (from your bank statement) within 30 days. We’ll reimburse you up to $300.*
“What’s the next step? This sounds too good to be true.”Answer: The next step is risk-free and takes 2 minutes. Click the button below to schedule a brief, 15-minute Zoom call. On that call, we’ll:
1. Understand your business.
2. Explain how to securely send us your statement for analysis.
3. Answer all your specific questions.
4. Show you the exact terminal you qualify for.
You will have a clear, written savings proposal and a path forward with zero obligation.

Here’s How Our Effortless, Streamlined Process Works:

Step 1: The Discovery Call (15 min phone)
We connect, understand your pain points, and explain how to send your statement securely.

Step 2: Your Personalized Savings Analysis (24-48 hrs)
We crunch the numbers and create a custom proposal showing your savings and the perfect FREE terminal.

Step 3: The Paperwork & Onboarding (Fast & Simple)
We guide you through the simple digital application (Docusign) and handle all the setup details. You’ll know your dedicated support contacts.

Step 4: Delivery & 90-Day Peace of Mind
Your new terminal arrives. We help you set it up. You process with confidence, knowing you have a 90-day safety net.

You Have Two Choices:

Choice A: Do nothing. Continue paying hidden fees, using outdated equipment, and funding your current processor’s profits. Your costs will likely increase next year.

Choice B: Take a risk-free, 15-minute Zoom call. Get clarity on your exact savings. See the modern terminal you can get for free. And make an informed decision to keep thousands of dollars in your business this year.

The math is simple. The risk is zero. The potential savings are substantial.

👉 SCHEDULE YOUR FREE RATE ANALYSIS & TERMINAL QUOTE NOW

*(You’ll be able to pick a time on our calendar for a fast, 15-minute call)*

AI Cashflow Labs | Powered by Payitiv Merchant Services
A Registered ISO of Woodforest National Bank, Member FDIC.
Local Service. National Strength.

* Terms and conditions apply to the $300 cancellation reimbursement and $500 price guarantee. Details provided upon consultation.
** Residual income for agents is 80% on Cash Discount programs, 70% on Interchange Plus programs, as per attached agent agreements.